I. Introduction
These Terms of Use govern your access and use of the websites, including wireless services or systems (“websites”) of Samraksha Habitat PVT LTD. All information accessed or viewed is considered confidential and is for only authorized personal or business purposes.
II. Acceptance of Terms
These websites are the property of one or more of the member companies and/or affiliates of Samraksha By linking, referencing, using, or accessing websites of Samraksha, you agree to these Terms and Conditions, including agreeing to indemnify and hold harmless Samraksha from all claims of any nature arising from your access and use of these websites. These Terms and Conditions may be changed at any time at the sole discretion of Samraksha. These Terms and Conditions pertain to all websites of Samraksha, including websites owned, operated, or sponsored by any of the subsidiaries or affiliates of Samraksha.
III. Hardware, Software, & Browser Information.
For the best possible experience using the websites of Samraksha Habitat PVT LTD, we recommend you:
- Use Internet Explorer 7 + or Firefox 3.5 +
- Use Adobe Acrobat 7.0 and above.
- Be able to receive the email.
- Have access to a computer and operating system that can support these functions and software, and that permits you to either save files on a storage device for later reference or is connected to a printer that will print out information displayed on your Internet browser.
- Additional hardware and software recommendations are available in section XV of these Disclosures and Terms of Use.
IV. Secure Websites
By using, accessing, or attempting to access websites of Samraksha Habitat PVT LTD . that require the use of a username, passwords, login image and phrase or any other method of authentication or any combination of authentication methods (these are defined as “secure websites”), you are certifying you are the person legally associated with the username, password, login image and phrase or additional method(s) of authentication being used. Unauthorized access or use or attempts to access or use secure websites of Samraksha Habitat PVT LTD . is prohibited and may violate state law. Samraksha Habitat PVT LTD . may report unauthorized access, use, or attempts to access or use to law enforcement.
V. Products and Services
Information provided on the websites regarding our products and services is not intended to take the place of our agreements governing our products and services, or our disclosures made in accordance with l and state law. Additionally, this agreement does not take the place of any legally required disclosures for any products or services offered by any of the member companies of Samraksha.
VII. Copyright, Trademark, and other Intellectual Property Rights
You acknowledge that this Site is protected by applicable copyrights, trademarks, trade secrets, patents, proprietary rights and other intellectual property laws, and that these worldwide rights are valid and protected in all forms, media, and technologies existing now or developed in the future. Accordingly, you may not copy, distribute, modify, post or frame-in the Site, including any text, graphics, video, audio, software code, user interface design or logos, except as explicitly authorized below or by us in writing.
Permitted uses. Samraksha grants you a non-exclusive, personal, non-transferable, non-sublicensable, limited and revocable right to access, use and display this Site on any computers or other electronic display device of which you are a user, for your personal and non-commercial use only (the “Permitted Uses”). You agree to use the Site only for lawful purposes, for the Permitted Uses, and not for the Prohibited Uses. No other use of the Site is authorized unless you and we have agreed otherwise in writing.
You may print copies of the Site’s Content, provided that these copies are made only for the Permitted Uses and that you include any notices and any legal information contained in the Site Content, such as all copyright notices, trademark legends, or other proprietary rights notices as well as all legal caveats furnished in the footnotes or under “Disclaimers or Usage” as shown on the screen or through a link. Limited linking to the Site is permitted if done in full compliance with all applicable laws, these Terms of Use, our Linking Policy.
Prohibited uses. You are prohibited from any use of the Site that would give rise to liability or otherwise violate any applicable laws or regulations or the Terms of Use. You may not publicly perform, publicly display, transmit, publish, participate in the sale or transfer of, modify, or create derivative works based on anything available through the Site, in whole or in part. You shall not store electronically any significant portion of any part of the Site. No reverse engineering, linking, framing, or modification of any part of this Site is allowed without our written approval. Any modification or unauthorized use is a violation of Samraksha’s copyrights and other proprietary rights.
You agree that when using one, you will not:
- Upload files that contain software or other material protected by intellectual property laws or by rights of privacy of publicity unless you own or control such rights or have received all necessary consents.
- Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s a computer.
- Defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Samraksha / Samraksha Habitat PVT LTD has no obligation to monitor the bulletin board services, chat areas, news groups, forums, and/or other message or communication facilities. However, Samraksha / Samraksha Habitat PVT LTD reserves the right at all times to disclose any information deemed necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part.
Trademarks and copyrights.
All trademarks, services marks, trade names, logos, and icons are proprietary to Samraksha Parties. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of Samraksha / Samraksha Habitat PVT LTD Parties. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.
The Site also contains text, software, graphics, images, and other material protected by copyrights or other proprietary rights and laws (collectively, the “Proprietary Material”), owned by Samraksha / Samraksha Habitat PVT LTD or their licensors. Any use of such Proprietary Material other than as permitted herein is expressly prohibited without the prior permission of Samraksha / Samraksha Habitat PVT LTD and/or the relevant rights holder in writing.
Copyright Policy. We reserve the right to remove from our Site, any content that is alleged to infringe someone’s copyright.
Samraksha Linking and Logo Use Policies. Use of Samraksha / Samraksha Habitat PVT LTD logos or creating hyperlinks to our website is prohibited unless authorized by us in writing. Please read our Linking Policy below for further details. You may, however, create a link to our website that includes our logo as long as you accept and follow our Linking Policy and such link, including logo, is for your personal and non-commercial use (unless we have agreed to other terms in writing).
We are granting a limited, revocable, nonexclusive and nonexclusive right to create a hyperlink to this Site under these policies, and we may revise the Linking or the Logo Use Policies, or withdraw these permissions or your permission at any time, without prior notice.
VII. Privacy
All personal information is subject to the Privacy Policy of Samraksha Habitat PVT LTD ., which may be accessed by clicking on the Privacy & Security link at the bottom of any page. The information for the accounts you have with Samraksha Habitat PVT LTD . is kept secure and confidential through multiple security features and procedures.
VIII. No Legal or Investment Advice; Calculators/Calculations
While this communication may be used to promote or market a transaction or an idea that is discussed on the website of Samraksha Habitat PVT LTD ., it is intended to provide general information about the subject matter covered and is provided with the understanding that Samraksha Habitat PVT LTD . is not rendering legal, accounting or tax advice you should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements.
Retirement and/or financial calculators/calculations which may be provided within these websites are provided solely for you to estimate hypothetical future financial or retirement status. You are responsible for the accuracy of any estimates and should not rely solely on these calculators. Seek advice from qualified providers before you make any investment or retirement decisions.
IX. Links to Other Sites – Limitation of Liability
Samraksha Habitat PVT LTD . may provide, or third parties may provide, for your convenience and information only, links to other World Wide websites. Because Samraksha Habitat PVT LTD . does not have control over these sites, you agree that Samraksha is not responsible for any liability resulting from the access or use of sites not owned by Samraksha Habitat PVT LTD . and that Samraksha Habitat PVT LTD . is not responsible for any content, advertising, product, or any other matter or issue, available through the World Wide Web, whether linked to, or from, websites of Samraksha Habitat PVT LTD. Further, you agree that Samraksha Habitat PVT LTD . shall not be responsible or liable, directly or indirectly, for any damage or loss caused, or alleged to be caused by or in connection with the use of websites Samraksha Habitat PVT LTD . does not own.
X. Third Party Applications – Modification Prohibited
Samraksha Habitat PVT LTD . may provide you with access to third-party applications and services through its websites. You agree not to modify, decompile or reverse engineer any such third party applications, or any code related to such third party applications.
XI. Termination and Blocking
You agree that Samraksha Habitat PVT LTD . reserves the right to terminate and/or block your use or access to its websites for any reason without prior notice to you.
XII. Monitoring
Samraksha Habitat PVT LTD . reserves the right to monitor your access and use of its websites without notification to you.
XIII. Hardware and Software Recommendations
We recommend using a computer with a Pentium 4+, 1.8+ GHz processor, minimum 256+ MB (megabytes) of RAM (Random Access Memory), at least a 56K Internet connection speed and 40 GB hard disk storage, CD-ROM – 48X, Windows 2000 or XP Operating System, Microsoft Office 2000 (or higher).
XIV. Limitation of Liability
YOU AGREE THAT YOUR ACCESS TO, AND USE OF, THE WEBSITE OF Samraksha Habitat PVT LTD. AND THE CONTENT THEREOF IS AT YOUR RISK. YOU AGREE, THAT UNDER NO CIRCUMSTANCES SHALL RETIREMENT ADVISORS PVT. LTD. BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING FROM VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT HAS CONTAMINATING OR DESTRUCTIVE PROPERTIES OR YOUR REFERENCING, USING, ACCESSING, INABILITY TO USE OR ACCESS OR LINKING TO OR FROM THE WEBSITES OF RETIREMENT ADVISORS PVT. LTD. OR ANY ERRORS OR OMISSIONS IN THE CONTENT THEREOF. There are some jurisdictions that do not allow for the exclusion of certain warranties or the limitation or exclusion of liability for consequential or incidental damages. Based on this conclusion, the liability of Samraksha Habitat PVT LTD. is limited to the greatest extent permitted by law.
Disclaimer
The information appearing on this website is for general information purposes only. The information is provided by Samraksha Habitat PVT LTD . Ltd. and whilst it is our endeavor to keep the information updated and factual, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or
profits arising out of, or in connection with, the use of this website.
Through this website, you are able to link to other websites that are not under the control of Samraksha Habitat PVT LTD . Ltd. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, Samraksha Habitat PVT LTD . Ltd. takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
You are responsible for your connectivity. You agree that you are responsible for the means you use to access the Site and understand that your hardware, software, the Internet, your Internet Service Provider, and other third parties involved in connecting you to our Site may not perform as intended or desired.
Not responsible for third party damages. Samraksha also disclaims responsibility for damages that third parties may cause to you through the use of this Site, whether intentional or unintentional. For example, you understand that hackers could breach our security procedures and that Samraksha will not be responsible for any related damages.
No reliance on Data. Reasonable precautions have been taken to ensure that Site Content, including account information and pricing data, are complete and accurate. However, due to the nature of information delivery technology and the necessity of using multiple data sources, including Third Party Content, we are unable to assure the accuracy of the data you access through this Site. Site Content is presented only as of the date published or indicated and may be superseded by subsequent market events or other reasons. Samraksha has no duty to update this Site or any Site Content. WE SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES ARISING FROM ANY ACTIONS OR INVESTMENT DECISIONS TAKEN BY YOU BASED ON THE ACCURACY OF THE DATA PRESENTED THROUGH THIS SITE.
Cautions about future or “forward-looking” statements. Speculation or stated beliefs about future events, such as market and economic conditions, company or security performance, upcoming product offerings or other projections involve risks and uncertainties. General business, market, economic and political conditions could cause actual results to differ materially from what we presently anticipate or project.
Internet email. We discourage you from using e-mail for sending confidential or sensitive information. If you send e-mail (encrypted or not) to us over the Internet, you are accepting the associated risks of lack of confidentiality.
Limitation of Liability
YOUR SOLE REMEDY FOR DISSATISFACTION WITH YOUR USE OF OUR SITE IS TO STOP USING THE SITE. YOU AGREE THAT UNDER NO CIRCUMSTANCES WILL THE Samraksha BE LIABLE FOR ANY DAMAGES, WHETHER DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES (COLLECTIVELY, THE “EXCLUDED DAMAGES”), ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF OR INABILITY TO USE THIS SITE, INCLUDING BUT NOT LIMITED TO: LOSS OF REVENUE, TRADING LOSSES, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL OR DATA; ANY FAILURE OF PERFORMANCE, DENIAL OF SERVICE, ATTACK, INTERRUPTION, DEFECT, OPERATOR ERRORS, INCONVENIENCE OR DELAY IN OPERATION OR TRANSMISSION OR COMPUTER VIRUS; FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT OR COMMUNICATIONS LINES (INCLUDING TELEPHONE, CABLE AND INTERNET);, SEVERE OR EXTRADODINARY WEATHER (INCLUDING FLOOD, EARTHQUAKE, OR OTHER ACT OF GOD); FIRE, WAR, INSURRECTION, TERRORIST ACT, RIOT, LABOUR DISPUTE AND OTHER LABOUR PROBLEMS, ACCIDENT, EMERGENCY OR ACTION OF GOVERNMENT; OR THIRD PARTY THEFT OF, DESTRUCTION OF, UNAUTHORIZED ACCESS TO, ALTERATION OR USE OF YOUR INFORMATION, EQUIPMENT OR PROPERTY, EVEN IF THE Samraksha PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN THE EXCLUDED DAMAGES. FURTHER, THE Samraksha PARTIES WILL NOT BE RESPONSIBLE FOR ANY FAILURE TO COMPLY, BY YOU OR ANY THIRD PARTY, WITH THESE TERMS OR WITH APPLICABLE CENTRAL, STATE AND LOCAL LAWS.
THESE LIMITATIONS OF LIABILITY WILL APPLY REGARDLESS OF: (I) ANY NEGLIGENCE OR GROSS NEGLIGENCE OF ANY Samraksha PARTY OR (II) WHETHER THE LIABILITY SOUNDS IN NEGLIGENCE, STRICT LIABILITY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LEGAL LIABILITY; AND WILL REMAIN IN EFFECT EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE.
Indemnification
You agree that the use of the Site is not a secure method of transmitting information, and that the risk of any loss of information or interception of information by any third party will be borne by you and that Samraksha shall not be liable for the same. Samraksha shall not be liable for any damages or injuries arising out of or in connection with the use of the Website or its non-use including non-availability or failure of performance, loss or corruption of data, loss of or damage to property (including profit and goodwill), work stoppage, computer failure or malfunctioning, or interruption of business; error, omission, interruption, deletion, defect, delay in operation or transmission, communication line failure or for any failure to act upon Instructions or to provide any facility for any cause that is beyond Samraksha control. Although Samraksha agrees to take best efforts to protect the security of the data placed on the Internet, Samraksha shall not be liable at all for any computer virus, misuse if any, of any data placed on the Internet, by third parties “hacking” or unauthorized access, transactions or use of information. You will at all times indemnify Samraksha from and against all actions, proceedings, claims, and demands whatsoever for or on account of or in relation to any use of the Site and from and against all damages, costs, charges and expenses in respect thereof.
